Internet crime: How vulnerable are you? Do gender, social influence and education play a role in vulnerability?

It is estimated that over 1 billion people now have access to the Internet. This unprecedented access and use of Internet by individuals around the world, however, is accompanied by malicious and mischievous activities online. With the traditional crimes such as fraud, identity theft, and harassment now being committed with the use of the Internet, and networked home computers being exploited to carry out attacks such as denial of service, spamming, phishing and virus/worm propagation, it has become important to investigate security and privacy issues as they pertain to individual Internet users. To date very little is known about what characteristics of internet users affect their computing and on-line behaviors as they relate to security online. While some attention has been paid to understand the security issues affecting corporations, research investigating security issues as they relate to home users is still in infancy. Drawing from disciplines such as criminology, sociology, consumer fraud, and information security, this study seeks to find the role of computing skills and computer training, social influence, and gender on person's vulnerability to Internet crimes. Our findings are significant and shed light in this important area of Internet crime contributing to the information security literature.